Genjot Proyek Infrastruktur, RI Pakai Utang IDB Rp 66,5 Triliun

Pekerja menyelesaikan proyek Jalan layang Ciledug-Tendean di Jakarta, (28/1). Kepala Badan Perencanaan Pembangunan Nasional (Bappenas) Sofyan Djalil dan pemerintah menargetkan realisasi pembangunan 225 proyek infrastruktur. 

Bank Pembangunan Islam (Islamic Development Bank/IDB) siap menggulirkan pinjaman lebih dari US$ 5 miliar atau setara Rp 66,5 triliun kepada Indonesia periode 2016-2020. Dengan utang dari lembaga keuangan multilateral itu, pemerintah Indonesia dapat mempercepat pembangunan proyek infrastruktur.

Menteri Keuangan (Menkeu) Bambang Brodjonegoro mengungkapkan, sebagai salah satu pendiri sekaligus anggota IDB, Indonesia berharap besar kepada Lembaga Keuangan tersebut untuk lebih berperan memberikan pembiayaan di sektor infrastruktur dan sektor lainnya, seperti pendidikan dan kesehatan.

"Komitmen pembiayaan dari IDB untuk Indonesia nilainya lebih dari US$ 5 miliar. Itu untuk jangka waktu lima tahun," ujar dia saat berbincang dengan Liputan6.com di sela-sela Sidang Tahunan IDB, Jakarta Convention Center, Selasa (17/5/2016).

Bambang mengungkapkan, pemerintah Indonesia akan menandatangani perjanjian kerjasama Member Country Partnership Strategy (MCPS) dengan IDB. Penandatanganan tersebut rencananya berlangsung malam ini saat pembukaan Sidang Tahunan IDB ke-41. Melalui MCPS ini, IDB akan mendukung Indonesia khususnya terkait pembangunan infrastruktur fisik dan program sosial kemasyarakatan. 

"MCPS merupakan kerjasama IDB dengan pemerintah Indonesia untuk pembangunan infrastruktur dan pendidikan tinggi. Inilah fokus Indonesia yang sudah disepakati IDB selaku pemberi pinjaman," kata Bambang.

Adapun tiga program utama yang masuk dalam MCPS Indonesia-IDB. Pertama, penataan area kumuh dengan pendanaan senilai US$ 364,4 juta. Kedua, pengembangan Universitas Islam dengan nilai US$ 176,5 juta. Dan ketiga, perluasan dan pengembangan jaringan listrik dengan dana sebesar US$ 330 juta.

"Tentunya masih ada proyek lain yang bisa mendapatkan pendanaan. Dengan sendirinya sektor prioritas akan mendapat alokasi dana lebih besar," Menkeu menjelaskan.
Dengan pinjaman mencapai puluhan triliun rupiah dari IDB, dia menilai, Indonesia akan mendapatkan keuntungan besar. Salah satunya, mengantongi sumber pembiayaan yang relatif murah karena pinjaman berasal dari lembaga keuangan multilateral, bukan dari pasar seperti menerbitkan sukuk atau obligasi syariah. Dengan begitu, biaya dana (cost of fund) semakin kompetitif.

"IDB juga aktif melakukan pembiayaan bersama co financing dengan lembaga lain, seperti Bank Dunia, Asian Development Bank (ADB) dan lainnya. Semakin bagus jaringan dari lembaga-lembaga tersebut, akan semakin menguntungkan bagi negara anggota, termasuk buat Indonesia," papar Bambang. (Fik/Nrm)

Tanggapan : Menurut saya, walaupun RI harus utang sebesar 66,5 triliun rupiah pada IDB tetapi akan ada hasilnya seperti penataan area kumuh, pengembangan Universitas Islam, serta perluasan dan pengembangan jaringan listrik.

Sumber : http://bisnis.liputan6.com/read/2509110/genjot-proyek-infrastruktur-ri-pakai-utang-idb-rp-665-triliun

 

Business Letter

A business letter is usually a letter from one company to another, or between such organizations and their customers, clients and other external parties. The overall style of letter depends on the relationship between the parties concerned. Business letters can have many types of contents, for example to request direct information or action from another party, to order supplies from a supplier, to point out a mistake by the letter's recipient, to reply directly to a request, to apologize for a wrong, or to convey goodwill. A business letter is sometimes useful because it produces a permanent written record, and may be taken more seriously by the recipient than other forms of communication.

Components of business letter :

• The Heading (The Retern Address) or Letterhead - Companies usually use printed paper where heading or letterhead is specially designed at the top of the sheet. It bears all the necessary information about the organisation’s identity.

• Date - Date of writing. The month should be fully spelled out and the year written with all four digits October 12, 2005
  (12 October 2005 - UK style). The date is aligned with the return address. The number of the date is pronounced as an ordinal figure, though the endings st, nd, rd, th, are often omitted in writing. The article before the number of the day is pronounced but not written. In the body of the letter, however, the article is written when the name of the month is not mentioned with the day.

• The Inside Address - In a business or formal letter you should give the address of the recipient after your own address. Include the recipient's name, company, address and postal code. Add job title if appropriate. Separate the recipient's name and title with a comma. Double check that you have the correct spelling of the recipient 's name.
  
  The Inside Address is always on the left margin. If an 8 1/2" x 11" paper is folded in thirds to fit in a standard 9" business envelope, the inside address can appear through the window in the envelope.

• The Greeting - Also called the salutation. The type of salutation depends on your relationship with the recipient. It normally begins with the word "Dear" and always includes the person's last name. Use every resource possible to address your letter to an actual person. If you do not know the name or the sex of of your reciever address it to Dear Madam/Sir (or Dear Sales Manager or Dear Human Resources Director). As a general rule the greeting in a business letter ends in a colon (US style). It is also acceptable to use a comma (UK style).

• The Subject Line (optional) - Its inclusion can help the recipient in dealing successfully with the aims of your letter. Normally the subject sentence is preceded with the word Subject: or Re: Subject line may be emphasized by underlining, using bold font, or all captial letters. It is usually placed one line below the greeting but alternatively can be located directly after the "inside address," before the "greeting."

• The Body Paragraphs - The body is where you explain why you’re writing. It’s the main part of the business letter. Make sure the receiver knows who you are and why you are writing but try to avoid starting with "I". Use a new paragraph when you wish to introduce a new idea or element into your letter. Depending on the letter style you choose, paragraphs may be indented. Regardless of format, skip a line between paragraphs.

• The Complimentary Close - This short, polite closing ends always with a comma. It is either at the left margin or its left edge is in the center, depending on the Business Letter Style that you use. It begins at the same column the heading does. The traditional rule of etiquette in Britain is that a formal letter starting "Dear Sir or Madam" must end "Yours faithfully", while a letter starting "Dear " must end "Yours sincerely". (Note: the second word of the closing is NOT capitalized)

• Signature and Writer’s identification - The signature is the last part of the letter. You should sign your first and last names. The signature line may include a second line for a title, if appropriate. The signature should start directly above the first letter of the signature line in the space between the close and the signature line. Use blue or black ink.

• Initials, Enclosures, Copies - Initials are to be included if someone other than the writer types the letter. If you include other material in the letter, put 'Enclosure', 'Enc.', or ' Encs. ', as appropriate, two lines below the last entry. cc means a copy or copies are sent to someone else.

The Differences of Full block and Semi block Style:

Semi block format

Semi-block is similar to block but has a more informal appearance. All elements are left-aligned, except for the beginning of each paragraph, which is indented five spaces. Paragraphs are separated by a double line space.

Example : 

Full block format

Block format features all elements of the letter aligned to the left margin of the page. It has a neat and simple appearance. Paragraphs are separated by a double line space.
Example: 

Tenses

Explanations	Present Simple
Action that is repeated every Friday. Habitual action.	I visit my uncle every Friday
Facts that are believed to be true. Generalizations	Cats hate mice. The sun rises in the morning.
Scheduled events in the near future	The plane takes off at 10 o'clock tonight

Explanations	Present Progressive
Action that takes place now / at the moment	I am working on my computer
Near future	I am leaving tomorrow

Explanations	Present Perfect
To talk about experiences	I have been to Italy.
Past action that has the result in the present.	She has read that book.
Action which started in the past and continued up to now.	I have lived in this town for 12 years.

Explanations	Present Perfect Progressive
To show that something started in the past and has continued up until now.	He has been sleeping for the last 3 hours
To talk about an action that started in the past and stopped recently.	The grass is wet because it has been raining all day long.
To talk about an action that started in the past and is continuing now.	I have been watching TV for 2 hours / since you left.

Explanations	Past Simple
Completed action in the past.	She left yesterday.
To talk about an action that started in the past and stopped recently.	She woke up, had a shower and left.
To talk about an action that started in the past and is continuing now.	If I had a million dollar, I would help the poor.
An action taking place in the middle of another action.	She was playing when the accident occurred.

Explanations	Past Progressive
Actions happening at the same time in the past.	He was reading a newspaper while his wife was preparing dinner.
Interrupted action in the past.	Sh was reading a book when the light went off, had a shower and left.

Explanations	Past Perfect Simple
Completed action before another action in the past.	She had left when I arrived.

Explanations	Past Perfect Progressive
To show that something started in the past and continued up until another action stopped it.	They had been playing soccer when the accident occurred
To show that something started in the past and continued up until another time in the past.	I had been living in that town for ten years before I moved to New York.
We use the Past Perfect Continuous before another action in the past to show cause and effect.	I was so tired. I had been working for 6 hours.

Explanations	Future  Simple
Instant decisions	I've left the door open; I'll close it.
We use the simple future , when we predict a future situation	She'll pass the exam. She's hardworking.
We use the simple future with: "I (don't) think...", "I expect...", "I am sure...", "I wonder...", "probably".	It will probably rain tonight
Conditional sentence type one	If I have enough time, I'll watch the film.

Explanations	Future Progressive
Action that will be taking place at some time in the future.	When you arrive, I'll be sleeping .

Explanations	Future Perfect
Completed action before another action in the past	By tomorrow, I will have finished the work.

Explanations	Future Perfect Progressive
It is used to show that an action will continue up until a particular event or time in the future.	She will have been working for over 8 hours by the time her children arrive.